You can buy insurance against a pandemic. Well, if you are a giant corporation or a small country. It seems like insurers wouldn’t be able to offer it, but some of the reinsurers, which insure insurance companies against rare catastrophic risks, actually do. They do it by finding parties that can insure them, and the parties that are willing to insure them are pension funds, because when old people start dying in large numbers pension funds actually have a lot of extra cash lying around. The bigger the pandemic and the more people are dropping like flies, the more cash they have to pay off the reinsurance companies. Yes, the insurance business is kind of sinister, so there it is. From Wired.